Antioch VA Loans and FHA Home Mortgage Loans

Antioch VA Loans and FHA Home Mortgage Loan info for 2018 – California VA Lender & FHA Lender


>>> Guest Post from Guest Author Brian Skaar,  Branch Manager with VanDyk Mortgage (NMLS 220268 / 3035)

VanDyk Mortgage is your source for VA Loans and FHA Loans in Antioch.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Antioch Homebuyers and Antioch Homeowners to Purchase and Refinance homes.

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m
>>Get Started now – Call Brian Skaar direct – 760-752-4480 or apply online at

Antioch FHA Loans are available up to $679,650 with just 3.5% down payment.  The FHA 2018 Loan Limit for Antioch is $679,650.  Antioch FHA Loans that are over $453K up to $679,650 are called FHA Jumbo or FHA High Balance loans.

Antioch  VA Loans are available up to $679,650 with zero down payment required.  The Antioch VA Loan Limit for 2018 is $679,650.   However, Veterans are not limited to the 2018 Contra Costa county VA Loan limit of $679,650 with a VanDyk Mortgage VA Jumbo Loan.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Antioch Conforming Loans are available up to $679,650. The Antioch Conforming Jumbo Loans (aka Conforming High Balance, those over $453,100 and up to $679,650) require a minimum of 5% down payment or equity.

 Antioch Home Loan information

FHA Home loans for Antioch, California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Jumbo Loans up to $679,650 (aka FHA High Balance)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your Down payment and closing costs from Family
  • FHA loans allow for FHA approved Condominium purchases also
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • FHA allows the purchase of 2, 3 or 4 unit homes as long as you will live in one unit

VA Home Loans for Antioch, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $679,650  – that is right, no down payment up to $679,650!
  • A $750,000 Antioch Home Purchase would only require a $14,588 down payment – 2.36%
  • A $1.25m Antioch Home Purchase would only require a $142,588 down payment – 11.41%
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay NO VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans are available to purchase or refinance Condominiums.  Here is more information on VA Condo Loans for Antioch

Conforming Home Loans forAntioch, California:

  •  Available up to $679,650 with the Conforming High Balance (aka conforming Jumbo)
  • Antioch Conforming loans available up to $453,100
  • Just 3% down payment required up to $453K
  • Now available – NO Monthly PMI Loans up to $453K with 5% down payment
  • Conforming Jumbo Loans over $453K require a minimum of 5% down payment or up to 95% LTV
  • Allow for condominiums, Second Homes, and investment properties, 2-4 Unit homes
  • We allow investors to own 5-10 financed properties, call if we might be able to help you.
  • Call for details on Fico score requirements, down payment requirements, etc

We offer Jumbo Conventional Loans up to $3m – call for details.  Please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web. VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.


Guest Post from Guest Author Brian Skaar,  Branch Manager with VanDyk Mortgage (NMLS 220268 / 3035)


>>Get Started now – Call Brian Skaar direct – 760-752-4480 or apply online at

VanDyk Mortgage is not affiliated with Homepoint Real Estate.

All information is subject to change without notice.

Licensing Disclosures    Privacy Policy  Product Disclaimers/Disclosures

California Residential Mortgage Lender registered by the Department of Corporations

VanDyk Mortgage is a private company specializing in FHA & VA financing,  VanDyk Mortgage Corp is not a government agency.

310 Via Vera Cruz,  ste 211,  San Marcos, CA 92069  760-752-4480

NMLS ID:  3035 – VanDyk Mortgage Corp   NMLS ID  220268   Brian Skaar – Loan Originator

NMLS Consumer Access Site

VanDyk Mortgage Corp address   2449 Camelot CT SE,  Grand Rapids, MI  49546


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